Your financial terms are negotiable.
Cosmardar uses AI to understand the economics behind your financial relationships and uncover opportunities for better rates, fees and terms.
- Fees
- Rates
- Minimums
- Contract terms
- Volume
- Usage
Watch an agreement move in your favor.
Companies negotiate millions of dollars.
Most don't know which terms are worth negotiating.
How Cosmardar reasons about a term.
Current Term
The rate, fee or condition you hold today.
Market Context
How that term compares across comparable relationships.
Business Position
Your volume, tenure, retention value and alternatives.
Negotiation Opportunity
Where the gap between term and position is meaningful.
Cosmardar surfaces where a term is potentially negotiable. It does not claim or guarantee any specific savings — outcomes depend on your counterparty and the terms of your relationship.
Prepared for review, in minutes.
For every counterparty relationship, Cosmardar drafts a brief — the position, the leverage, and a defensible ask.
Negotiation Brief
Prepared by Cosmardar AI · Draft for review- Counterparty
- Payment Provider
- Current Rate
- 2.9%
- Observed Position
- High transaction volume
- Negotiation Leverage
- Strong
- Recommended Ask
- 2.4–2.6%
- Rationale
- Volume + retention value
Every financial counterparty relationship.
AI prepares the negotiation.
You decide what happens next.
Cosmardar never contacts a counterparty on its own. Every brief passes through you before anything is sent.